November 17, 2023
AgencyDo I Need Proof of Renters Insurance?
Proof of renters insurance is required by most landlord by the time you move in. On or before your move-in date, depending on your lease, you will need to have proof that you carry insurance as required by your lease. Landlords ask tenants present this proof in case a renter lies about carrying renters insurance […]
October 5, 2023
Agency5 Tips to Save Money on Your Homeowners Insurance Policy
Not all homeowners insurance policies are created equal. Just by talking to your independent agent and securing a policy that is the best fit for your individual needs, you can save hundreds of dollars per year on insurance payments. Here are five tips to help you discover how to start saving now: 1. Deductibles: Think […]
September 14, 2023
AgencyWhat is Classic Car Insurance?
Classic car insurance refers to coverage specifically tailored for classic cars. If you have a classic vehicle, a normal personal auto insurance policy may not cover all of your needs. A classic car is one that is generally 19 to 24 years old and is in its original condition. You can ask about and research […]
August 15, 2023
AgencyYour Motorcycle Insurance Options
Motorcycle insurance differs a bit from auto insurance. When you’re buying insurance for your motorcycle, it’s important to understand what your options are so you can get the maximum benefit from the insurance you purchase. Below is a description of some types of coverage you can get for your motorcycle. Bodily Injury and Property Damage […]
June 14, 2023
AgencyHow to Prepare if a Flood is Coming
While some floods are unexpected, others can be predicted, giving you time to plan ahead and prepare for the worst. Taking these precautionary steps before a flood strikes can significantly reduce the time, effort and money you’ll need to put into cleanup efforts; not to mention, you can save your most treasured possessions. Your insurance […]
May 17, 2023
AgencySave on Boat Insurance by Working with an Independent Insurance Agent
Your boat is one of your prized assets. It’s also a valuable one. To protect it, you need a comprehensive boat insurance policy that helps cover losses if your vessel is damaged in a boating accident, among other instances of related financial assistance. Buying boat insurance is a great way to protect your investment. Fortunately, […]
April 14, 2023
AgencyUnderstanding Coverage Options for Renters
Within the population, 37 percent are renters; however, only a third of renters have renters insurance. One reason renters don’t purchase renters insurance is they don’t see the value. Although renters insurance isn’t compulsory, if you are a renter, you need renters insurance. Understanding Renters Insurance Much like auto insurance or health insurance, renters insurance […]
March 22, 2023
AgencyHow to Understand Car Insurance Deductibles
When insuring your car, you will have a lot of leeway to choose the benefits that are most personalized to you, even though you will have to carry at least a minimum amount of coverage as required by your state. You still can choose multiple perks within your plan, and among the terms that are […]
February 1, 2023
AgencyUnderstanding RV Insurance Deductibles
Like most motor vehicles, RVs need insurance coverage. Most states require it of all registered drivers. With it, you’ll receive financial help if you ever face a costly RV accident or other loss. However, even though the right coverage can pay a lot for your troubles, it might not pay for 100% of losses. Some […]
January 3, 2023
AgencyHow to Keep Your Home Safe from Candles
This time of year, there’s something peaceful about lighting a candle and enjoying the flickering light on a cold evening. As an added benefit, many candles come in tantalizing scents like pumpkin pie or cinnamon apple to give your house a wonderful smell. Candles may look harmless, but they can cause devastating damage and loss. […]