October 5, 2023
Agency5 Tips to Save Money on Your Homeowners Insurance Policy
Not all homeowners insurance policies are created equal. Just by talking to your independent agent and securing a policy that is the best fit for your individual needs, you can save hundreds of dollars per year on insurance payments. Here are five tips to help you discover how to start saving now: 1. Deductibles: Think […]
February 1, 2023
AgencyUnderstanding RV Insurance Deductibles
Like most motor vehicles, RVs need insurance coverage. Most states require it of all registered drivers. With it, you’ll receive financial help if you ever face a costly RV accident or other loss. However, even though the right coverage can pay a lot for your troubles, it might not pay for 100% of losses. Some […]
January 3, 2023
AgencyHow to Keep Your Home Safe from Candles
This time of year, there’s something peaceful about lighting a candle and enjoying the flickering light on a cold evening. As an added benefit, many candles come in tantalizing scents like pumpkin pie or cinnamon apple to give your house a wonderful smell. Candles may look harmless, but they can cause devastating damage and loss. […]
December 6, 2022
AgencyThe 4 Biggest Mistakes You Can Make with Home Insurance
Some people refer to mistakes as “happy accidents,” but there’s nothing happy about making mistakes when it comes to home insurance. Here we’ll cover the four biggest mistakes you can make and how to steer clear of them. Mistake #1: Value vs. Replacement When you purchase a home insurance policy, you likely want it to […]
November 2, 2022
Agency5 Things You Should Have in Your Car This Winter
A massive storm can come up quickly and dump more snow than predicted. It may not be possible to continue driving if the snow starts falling too rapidly. And it is possible to be stuck in your car for a significant period of time. Consider the following list of five things you should have in […]
October 3, 2022
Agency4 Ways to Save on Renters Insurance
You know that renters insurance is important, but you also wonder what the odds are that you will need it. After all, the building is covered. Yes, the building is covered, but if there is a fire or another covered event, the landlord is not going to replace or repair your belongings. It’s up to […]
September 1, 2022
AgencyTips for Buying General Liability Insurance
When insuring your business, you will likely need general liability coverage. Such a policy can provide protection against the resulting expenses if your business is held responsible for injuring a third party or damaging their property. However, obtaining this coverage will require attention to detail and an understanding of what such a policy can do […]
July 6, 2022
AgencyUnderstanding Common Homeowners Insurance Exclusions
Most people purchase homeowners insurance because the mortgage lender requires it. While you may be aware of how homeowners insurance can benefit you, do you know what your policy excludes? Standard Homeowners Insurance Does Not Cover Flood Damage There is a general rule of thumb about coverage for water damage to your home. If the […]
May 5, 2022
Agency3 Common Myths About Renters Insurance By First Time Renters
If you are a first-time renter, you have a lot to think about and plan for — including furniture, utilities and renters insurance. As a renter, you don’t own the building you live in, but are responsible for your possessions and you do face a level of liability for when others visit your home. These […]
May 4, 2022
AgencyCar Insurance Coverage for Hail Damage
As weather begins to change during the autumn, cold fronts can often bring severe storms. Though these storms often do not last long, they can be very intense. Depending on the conditions, one of the hazards that might arise is hail. It can range in size from small pellets to ice chunks the size of […]